Caleb Hammer's audit starts with why Nicole feels stuck

Childcare, job choices and a strained relationship occupy much of the episode before Hammer reaches the debts.

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Caleb Hammer Story of October 24, 2026Trari Newsroom

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Financial Audit's Most Evil Wife

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1:19Nicole describes income from senior care and waitressing, later adding that she occasionally works as a dancer.
4:37Greg outlines his milk-delivery job, working hours and take-home pay.
5:44Nicole says she remains in the relationship because she feels stuck.
45:14Childcare conflicts explain Nicole's warehouse-job departure; Greg discusses rejecting jobs with low starting pay.
56:25The financial review begins, with both guests rating their situation near the bottom of the scale.
57:01Hammer starts the debt review with money owed to Greg's grandmother for legal fees.

Nicole tells Caleb Hammer she is staying with her partner because she feels stuck. By the time Financial Audit gets to the couple's debts, that statement has become central to the conversation.

Nicole and Greg, from Detroit, describe bringing home roughly $3,400 a month between them. She works in senior care and waitressing and says she occasionally dances; he delivers milk. But their difficulties are not simply a matter of adding up paychecks. Nicole describes leaving a warehouse job because of childcare conflicts, while Greg explains turning down other work because of its starting pay.

Much of the opening stretch concerns their strained relationship, household responsibilities and accounts of abuse and criminal history. Nicole says they share a bed and co-parent but lack romantic intimacy. Hammer repeatedly returns to her explanation that she does not know how to leave.

The financial review begins around 56 minutes in. Both guests rate their finances near the bottom of the scale, and Hammer starts examining a personal debt to Greg's grandmother for legal fees. For readers looking for the audit itself rather than the relationship discussion, that is the point to head to.

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